{"status":200,"features":{"payments.avs":{"defaultValue":"N"},"test-cdn":{"defaultValue":false,"rules":[{"force":true,"coverage":0.8,"hashAttribute":"user_id","seed":"test-cdn"}]},"subscriptions.blocklist.v2":{"defaultValue":false,"rules":[{"force":true}]},"txn.webhook.revoked":{"defaultValue":true,"rules":[{"force":true}]},"subscriptions.pinless.institutions":{"defaultValue":"","rules":[{"force":"ins_129229,ins_132401,ins_35,ins_129417"}]},"paused_states":{"defaultValue":"","rules":[{"force":"AR,CA,IN,KS,LA,MD,NV,SC,UT,WI"}]},"subscriptions.prenotes":{"defaultValue":false,"rules":[{"force":true}]},"subscriptions.anomalous_balance":{"defaultValue":false},"onboarding_v3":{"defaultValue":false,"rules":[{"force":true}]},"ux_cam":{"defaultValue":true},"check_avs_code":{"defaultValue":true},"subscriptions.friday_billing_for_all":{"defaultValue":false,"rules":[{"force":true}]},"plaid_layer":{"defaultValue":false},"subscriptions.payments.provider":{"defaultValue":"jpm","rules":[{"force":"usio"}]},"connected_accounts_v2":{"defaultValue":false,"rules":[{"force":false}]},"insight.income_detection.ml.enabled":{"defaultValue":true},"insight.income_detection.ml.percent":{"defaultValue":0,"rules":[{"force":1}]},"floats.custom_payback_enabled":{"defaultValue":false},"floats.custom_payback_days_window":{"defaultValue":7},"underwriting.rulebook.primary.ml.test":{"defaultValue":"ml_payday_prediction_0_6","rules":[{"force":"ml_payday_prediction_0_8","coverage":0.5,"hashAttribute":"user_id","seed":"underwriting.rulebook.primary.ml.test"}]},"subscriptions.webhook.balance.threshold":{"defaultValue":9999999999,"rules":[{"force":5}]},"subscriptions.webhook.balance.method":{"defaultValue":"OFF","rules":[{"force":"pinless","coverage":0.33,"hashAttribute":"user_id","seed":"subscriptions.webhook.balance.method"},{"force":"ach","coverage":0.66,"hashAttribute":"user_id","seed":"subscriptions.webhook.balance.method"},{"force":"both"}]},"subscriptions.webhook.balance.authoritative":{"defaultValue":true},"home_screen_nudges":{"defaultValue":true},"subscriptions.initial.ml_threshold":{"defaultValue":0.93},"subscriptions.initial.ml_evaluation":{"defaultValue":false,"rules":[{"force":true}]},"subscriptions.webhook.balance.ach_threshold":{"defaultValue":9999999999,"rules":[{"force":200}]},"prod-testing-experiment":{"defaultValue":"control"},"subscriptions.webhook.balance.use_calculated_balance":{"defaultValue":false},"prosper.project_enabled":{"defaultValue":true,"rules":[{"force":true}]},"subscriptions.webhook.balance.ach_if_51":{"defaultValue":false},"floats.webhook.balance.enabled":{"defaultValue":true,"rules":[{"force":true}]},"floats.webhook.balance.buffer":{"defaultValue":1},"floats.collections.max_ach_attempts":{"defaultValue":3},"floats.collections.max_attempts_on_day":{"defaultValue":3},"floats.webhook.balance.use_calculated_balance":{"defaultValue":false},"enable_carousel_retool":{"defaultValue":false},"connected_accounts_v2_liabilities":{"defaultValue":false,"rules":[{"parentConditions":[{"id":"connected_accounts_v2","condition":{"value":true},"gate":true}]}]},"floats.pinless.institutions":{"defaultValue":"","rules":[{"force":"ins_129229,ins_132401,ins_35,ins_129417"}]},"txn.plaid_initial_update.synthetic_webhook":{"defaultValue":false,"rules":[{"force":true}]},"prosper.loans.fee_schedule":{"defaultValue":"{\n  \"tx\": {\n    \"20000\": {\"type\": \"fixed\", \"fee_cents\": 2000, \"fee_percent\": 10},\n    \"25000\": {\"type\": \"fixed\", \"fee_cents\": 2000, \"fee_percent\": 8},\n    \"30000\": {\"type\": \"fixed\", \"fee_cents\": 2000, \"fee_percent\": 6.67},\n    \"35000\": {\"type\": \"fixed\", \"fee_cents\": 2000, \"fee_percent\": 5.71},\n    \"40000\": {\"type\": \"fixed\", \"fee_cents\": 2000, \"fee_percent\": 5}\n  }\n}","rules":[{"force":"{\n  \"tx\": {\n    \"20000\": {\n      \"type\": \"fixed\",\n      \"fee_cents\": 2000,\n      \"fee_percent\": 10,\n      \"mla_fee_cents\": 800,\n      \"mla_percent\": 4\n    },\n    \"25000\": {\n      \"type\": \"fixed\",\n      \"fee_cents\": 2000,\n      \"fee_percent\": 8,\n      \"mla_fee_cents\": 1000,\n      \"mla_percent\": 4\n    },\n    \"30000\": {\n      \"type\": \"fixed\",\n      \"fee_cents\": 2000,\n      \"fee_percent\": 6.67,\n      \"mla_fee_cents\": 1200,\n      \"mla_percent\": 4\n    },\n    \"35000\": {\n      \"type\": \"fixed\",\n      \"fee_cents\": 2000,\n      \"fee_percent\": 5.71,\n      \"mla_fee_cents\": 1400,\n      \"mla_percent\": 4\n    },\n    \"40000\": {\n      \"type\": \"fixed\",\n      \"fee_cents\": 2000,\n      \"fee_percent\": 5,\n      \"mla_fee_cents\": 2000,\n      \"mla_percent\": 5\n    }\n  }\n}"}]},"loan_precheck_allowed_states":{"defaultValue":"TX","rules":[{"force":"TX,IN"}]},"insights.test_fm_forecast":{"defaultValue":false,"rules":[{"force":true,"coverage":0.1,"hashAttribute":"user_id","seed":"insights.test_fm_forecast"}]},"loan_precheck_enabled":{"defaultValue":"user_status,existing_loans,allowed_states,active_floats"},"should_show_membership_cancellation_experiment":{"defaultValue":true},"loan_feature":{"defaultValue":false},"subscriptions.cancel.disable_all_collections_after_cancel":{"defaultValue":false},"global.tiers.config":{"defaultValue":{"base":{"current_version":"v0","order":0,"versions":[{"version_name":"v0","created_date":"2025-11-24T15:56:52-05:00","display_name":"Base","price":{"monthly":6.99,"annual":83.88},"feature_configs":[{"ArrayOnboarding":{},"ArraySubscriptionManager":{},"ArrayCreditReport":{}}]}]},"premium":{"current_version":"v0","order":1,"versions":[{"version_name":"v0","created_date":"2025-11-24T15:56:52-05:00","display_name":"Premium","price":{"monthly":6.99,"annual":83.88},"feature_configs":[{"ArrayOnboarding":{},"ArraySubscriptionManager":{},"ArrayCreditReport":{}}]}]},"globalconfig":{"average_float_amount":53,"average_float_as_of_date":"July 1, 2026","marketable_float_amount":200,"current_version":"v0","order":2,"versions":[]}},"rules":[{"force":{"base":{"current_version":"v0","order":0,"versions":[{"version_name":"v0","created_date":"2025-11-24T15:56:52-05:00","display_name":"Base","price":{"monthly":6.99,"annual":83.88},"feature_configs":[{"ArrayOnboarding":{},"ArraySubscriptionManager":{},"ArrayCreditReport":{}}]}]},"premium":{"current_version":"v0","order":1,"versions":[{"version_name":"v0","created_date":"2025-11-24T15:56:52-05:00","display_name":"Premium","price":{"monthly":6.99,"annual":83.88},"feature_configs":[{"ArrayOnboarding":{},"ArraySubscriptionManager":{},"ArrayCreditReport":{}}]}]},"globalconfig":{"average_float_amount":53,"average_float_as_of_date":"July 1, 2026","marketable_float_amount":200,"current_version":"v0","order":2,"versions":[]}}}]},"subscriptions.initial.override_balance_with_ml":{"defaultValue":true},"insight.payday_prediction.v2.rollout":{"defaultValue":false},"allow_premium_upgrade":{"defaultValue":false},"fm_membership_screen_v2":{"defaultValue":false},"insight.payday_prediction.v2.enabled":{"defaultValue":false,"rules":[{"force":true}]},"insights.fm_forcasts.api.send_fm_generated":{"defaultValue":false},"underwriting.cfi.rules.enabled":{"defaultValue":false},"rtp_delivery_method":{"defaultValue":false,"rules":[{"force":true}]},"subscriptions.webhook.balance.threshold_premium":{"defaultValue":10},"allow_array_features":{"defaultValue":false},"allow_premium_reactivation":{"defaultValue":false,"rules":[{"force":false}]},"prosper.late_fees_enabled":{"defaultValue":false,"rules":[{"force":true}]},"float_denied_screen_offers_experiment":{"defaultValue":[],"rules":[{"coverage":1,"hashAttribute":"id","seed":"04536699-e155-416d-b85a-4cfdbb572b4a","hashVersion":2,"variations":[["F2BECd44l8fIdazd6qoJ","VBPxfHwE5y3coSBYhtrH"],["sGF56eg9nIIGlb6o6JZO","KEt8S2QmiuEZLYiMZiAF"]],"weights":[0.5,0.5],"key":"float_denied_screen_offers_experiment","meta":[{"key":"0","name":"Control"},{"key":"1","name":"Variation 1"}],"phase":"0","name":"Test float denied AB offers"}]},"mfa_v2":{"defaultValue":false},"insight.pave.decom.enabled":{"defaultValue":false},"insight.pave.decom.feeder.enabled":{"defaultValue":false},"loc.installments.max_postpone_days":{"defaultValue":10},"silent_log_validate_sms_challenge":{"defaultValue":false},"floats.collections.local_model":{"defaultValue":false,"rules":[{"force":true}]},"insights.payday_prediction.next_paydays_to_estimate":{"defaultValue":6},"float_request_success_screen_offers_experiment":{"defaultValue":[],"rules":[{"coverage":1,"hashAttribute":"id","seed":"8ff1f312-24b2-4599-97d2-f5ad6ddf8cc6","hashVersion":2,"variations":[["W9UYTCfrFzeO4uikswVS","offer_surveyjunkie"],["offer_ultra_mobile","offer_branded"]],"weights":[0.5,0.5],"key":"test-float-success-ab-offers","meta":[{"key":"0","name":"Control"},{"key":"1","name":"Variation 1"}],"phase":"0","name":"Test Float Success AB Offers"}]},"dashboard_screen_offers_experiment":{"defaultValue":[],"rules":[{"coverage":1,"hashAttribute":"id","seed":"d778bf7a-d89d-4e31-81dd-45e1fe4becea","hashVersion":2,"variations":[["offer_fetch","VBPxfHwE5y3coSBYhtrH"],["sGF56eg9nIIGlb6o6JZO","KEt8S2QmiuEZLYiMZiAF"]],"weights":[0.5,0.5],"key":"test-dashboard-screen-ab-offers","meta":[{"key":"0","name":"Control"},{"key":"1","name":"Variation 1"}],"phase":"0","name":"Test Dashboard Screen AB Offers"}]},"floats.debit_card_change_barrier_seconds":{"defaultValue":10},"floats.can_fallback_pinless":{"defaultValue":false},"change_installment_payback_date":{"defaultValue":true},"global.loans.fees.config":{"defaultValue":"{\n  \"float\": {\n    \"default\": {\n      \"10\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 100,\n        \"fee_percent\": 0\n      },\n      \"20\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 300,\n        \"fee_percent\": 0\n      },\n      \"30\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 400,\n        \"fee_percent\": 0\n      },\n      \"40\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"50\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"80\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"100\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"150\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 900,\n        \"fee_percent\": 0\n      },\n      \"200\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 1000,\n        \"fee_percent\": 0\n      }\n    },\n    \"in\": {\n      \"10\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 100,\n        \"fee_percent\": 0\n      },\n      \"20\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 300,\n        \"fee_percent\": 0\n      },\n      \"30\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 400,\n        \"fee_percent\": 0\n      },\n      \"40\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"50\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"80\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"100\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"150\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"200\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 1000,\n        \"fee_percent\": 0\n      }\n    },\n    \"md\": {\n      \"10\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 100,\n        \"fee_percent\": 0\n      },\n      \"20\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 300,\n        \"fee_percent\": 0\n      },\n      \"30\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 400,\n        \"fee_percent\": 0\n      },\n      \"40\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"50\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"80\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"100\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"150\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"200\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      }\n    },\n    \"wi\": {\n      \"10\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 100,\n        \"fee_percent\": 0\n      },\n      \"20\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 300,\n        \"fee_percent\": 0\n      },\n      \"30\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 400,\n        \"fee_percent\": 0\n      },\n      \"40\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"50\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 500,\n        \"fee_percent\": 0\n      },\n      \"80\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"100\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"150\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      },\n      \"200\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 750,\n        \"fee_percent\": 0\n      }\n    }\n  },\n  \"installment_loan\": {\n    \"default\": {\n      \"20000\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 2000,\n        \"fee_percent\": 10,\n        \"mla_fee_cents\": 800,\n        \"mla_fee_percent\": 4\n      },\n      \"25000\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 2000,\n        \"fee_percent\": 8,\n        \"mla_fee_cents\": 1000,\n        \"mla_fee_percent\": 4\n      },\n      \"30000\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 2000,\n        \"fee_percent\": 6.67,\n        \"mla_fee_cents\": 1200,\n        \"mla_fee_percent\": 4\n      },\n      \"35000\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 2000,\n        \"fee_percent\": 5.71,\n        \"mla_fee_cents\": 1400,\n        \"mla_fee_percent\": 4\n      },\n      \"40000\": {\n        \"type\": \"fixed\",\n        \"fee_cents\": 2000,\n        \"fee_percent\": 5,\n        \"mla_fee_cents\": 2000,\n        \"mla_fee_percent\": 5\n      }\n    }\n  }\n}"},"underwriting.float_stacking.required_parameters":{"defaultValue":{"consecutive_subs":3,"float_rank":7}},"underwriting.float_stacking.enabled":{"defaultValue":false,"rules":[{"force":true}]},"underwriting.waive_float_fee.enabled":{"defaultValue":false},"floats.prenotes":{"defaultValue":false,"rules":[{"force":true}]},"floats.restricted_states":{"defaultValue":"OFF","rules":[{"force":"NV,CT,DC"}]},"premium_promo_card_experiment":{"defaultValue":"control","rules":[{"condition":{"user_id":{"$exists":true}},"coverage":1,"hashAttribute":"user_id","seed":"4dd52619-f8b2-47c8-9965-3390e742586a","hashVersion":2,"variations":["control","control","control"],"weights":[0.3334,0.3333,0.3333],"key":"premium_promo_card_experiment","meta":[{"key":"0","name":"control"},{"key":"1","name":"enhanced_copy_and_style_1 1"},{"key":"2","name":"card_illustration_1"}],"phase":"0","name":"premium_promo_card_experiment"}]},"floats.collections.day_before_ach_model":{"defaultValue":false,"rules":[{"force":true}]},"disable_manual_verification":{"defaultValue":false,"rules":[{"force":true}]},"floats.collections.day_before.first_float_ach":{"defaultValue":false,"rules":[{"force":true}]},"onboarding_v4":{"defaultValue":false},"loc.loan_forgiveness_90_days_enabled":{"defaultValue":true},"payments.ach.plaid_webhook_settler":{"defaultValue":false},"mlp_float_request_screen":{"defaultValue":false},"payments.return_code_handling.enabled":{"defaultValue":false,"rules":[{"force":true}]},"payments.return_code_handling.log_only":{"defaultValue":true,"rules":[{"force":false}]},"show_array_sub_manager":{"defaultValue":false},"payments.return_code_handling.comms_enabled":{"defaultValue":false,"rules":[{"force":true}]},"underwriting.payback_predictor_v2":{"defaultValue":true,"rules":[{"force":true}]},"obv4_debit_bin_check":{"defaultValue":false},"underwriting.rules.early_advance_elligibility_checks":{"defaultValue":true,"rules":[{"force":true}]},"floats.collections.day_before.returning_float_ach":{"defaultValue":false,"rules":[{"force":true}]},"underwriting.payback_predictor_v2_threshold_table":{"defaultValue":{"rows":[{"rank":1,"terms":[{"up_to_days":7,"threshold":0.655},{"up_to_days":14,"threshold":0.725},{"up_to_days":null,"threshold":0.775}]},{"rank":2,"terms":[{"up_to_days":7,"threshold":0.46},{"up_to_days":14,"threshold":0.715},{"up_to_days":null,"threshold":0.78}]},{"rank":3,"terms":[{"up_to_days":7,"threshold":0.655},{"up_to_days":14,"threshold":0.75},{"up_to_days":null,"threshold":0.775}]},{"rank":4,"terms":[{"up_to_days":7,"threshold":0.36},{"up_to_days":14,"threshold":0.785},{"up_to_days":null,"threshold":0.785}]},{"rank":5,"terms":[{"up_to_days":7,"threshold":0.48},{"up_to_days":14,"threshold":0.68},{"up_to_days":null,"threshold":0.705}]},{"rank":6,"terms":[{"up_to_days":7,"threshold":0.445},{"up_to_days":14,"threshold":0.8},{"up_to_days":null,"threshold":0.805}]},{"rank":7,"terms":[{"up_to_days":7,"threshold":0.545},{"up_to_days":14,"threshold":0.635},{"up_to_days":null,"threshold":0.635}]},{"rank":8,"terms":[{"up_to_days":7,"threshold":0.47},{"up_to_days":14,"threshold":0.765},{"up_to_days":null,"threshold":0.875}]}]}},"underwriting.payback_predictor_v2_authoritative":{"defaultValue":false},"gdpr_signals_enabled":{"defaultValue":true},"enable_intercom":{"defaultValue":true},"payments.pinless.subscription_mid_2":{"defaultValue":false},"floats.collections.retry.stale_hours":{"defaultValue":36},"floats.collections.retry.balance_buffer":{"defaultValue":1},"floats.collections.retry.blind_debit.rollout":{"defaultValue":false},"floats.collections.plaid_disconnected.rollout":{"defaultValue":false},"obv4_unique_txns_check":{"defaultValue":true},"underwriting.two_hundred_float_test":{"defaultValue":false},"underwriting.two_hundred_float_test_authoritative":{"defaultValue":false,"rules":[{"force":true,"coverage":0.5,"hashAttribute":"user_id","seed":"fr_ms556urn","hashVersion":2}]},"subscriptions.collection.increase.temp":{"defaultValue":{"amount":"6.99","notified_date":"7/28/2026","due_date":"9/1/2026","target_tiers":[{"tier":"Base","version":"v0"}]},"rules":[{"force":{"amount":"6.99","notified_date":"8/20/2026","due_date":"8/21/2026","target_tiers":[{"tier":"Base","version":"v0"}]}}]},"reactivation_v3":{"defaultValue":false},"mlp_float_detail_screen":{"defaultValue":false},"allow_rent_reporting":{"defaultValue":true,"rules":[{"force":false}]},"underwriting.rules.early_advance_float_rank_group":{"defaultValue":"holdout","rules":[{"force":"treatment"}]},"underwriting.rules.early_advance_transactions_group":{"defaultValue":"holdout","rules":[{"force":"treatment"}]},"insight.pave.upload.pay_frequencies.config":{"defaultValue":"semi-monthly,bi-monthly,monthly"},"insight.pave.pay_frequency_gate.rollout":{"defaultValue":false,"rules":[{"force":true}]},"floats.collections.webhook_ach.experiment":{"defaultValue":"OFF","rules":[{"coverage":1,"hashAttribute":"user_id","seed":"e7914f0f-003a-41ab-9180-2f23856b0697","hashVersion":2,"variations":["control","ach_first","same_day_ach","payday_ach"],"weights":[0.34,0.33,0.33,0],"key":"floats.collections.webhook_ach.experiment","meta":[{"key":"0","name":"Control"},{"key":"1","name":"ACH First"},{"key":"2","name":"SameDay ACH"},{"key":"3","name":"Payday ACH"}],"phase":"3","name":"ACH Experiment"}]},"underwriting.payback_predictor_v2_authoritative_high_rank":{"defaultValue":false},"underwriting.float_profile.all_tiers.enabled":{"defaultValue":false,"rules":[{"force":true}]},"show_array_credit_report":{"defaultValue":false,"rules":[{"force":true}]},"floats.collections.retry.jobs_rollout":{"defaultValue":false,"rules":[{"force":true,"coverage":0.5,"hashAttribute":"user_id","seed":"fr_mt1mxqtd","hashVersion":2}]},"payments.debit_retry_limit.rollout":{"defaultValue":false,"rules":[{"force":true}]},"payments.return_code_handling.suspend.enabled":{"defaultValue":false},"subscriptions.webhook.balance.prefer_ach":{"defaultValue":false,"rules":[{"force":true}]},"floats.collections.ach.days_past_due":{"defaultValue":28},"underwriting.float_tiers_table.config":{"defaultValue":{"entries":[{"float_rank":1,"guardrails":false,"bands":[{"tier":"A","amount_cents":10000,"min_score":0.94},{"tier":"B","amount_cents":5000,"min_score":0.81},{"tier":"C","amount_cents":2000,"min_score":0.57}]},{"float_rank":2,"guardrails":false,"bands":[{"tier":"A","amount_cents":10000,"min_score":0.94},{"tier":"B","amount_cents":5000,"min_score":0.81},{"tier":"C","amount_cents":2000,"min_score":0.57}]},{"guardrails":true,"bands":[{"tier":"A","amount_cents":20000,"min_score":0.96},{"tier":"B","amount_cents":10000,"min_score":0.92},{"tier":"C","amount_cents":8000,"min_score":0.88},{"tier":"D","amount_cents":5000,"min_score":0.72},{"tier":"E","amount_cents":2000,"min_score":0.5}]}]}},"underwriting.float_tiers.rollout":{"defaultValue":false}},"dateUpdated":"2026-09-03T18:28:42.978Z"}